Conditions of Use

We take our obligations seriously and have appointed Product Partnership Limited (PPL) to approve financial promotions on our behalf. PPL is authorised and regulated by the FCA (firm reference number 626349) and is authorised by the FCA to approve financial promotions.

PPL have authorised the templates in this library subject to the following conditions:

  • Only use the templates in this library exactly in the manner described
  • Do not change any of the templates before they are used or while they are being used
  • Do not refer to Laybuy or include any other context about Laybuy or BNPL other than as described with each template.

Please note that if you alter these templates, the approval given by PPL will lapse and your financial promotion will no longer be approved. This means you will be making an unauthorised financial promotion.

Making an unauthorised financial promotion is a criminal offence and can result in prosecution by the Financial Conduct Authority. This can result in imprisonment or heavy fines.